Tiny houses are classed as vehicles, because of this banks generally won't offer mortgages for them unless there is an existing home loan you can use as security for the loan. If you don't have an existing home to leverage, some banks will allow a guarantor to secure the loan. We recommend you contact your bank or mortgage broker to discuss options for this. 

 

Below are a few alternative financing options that have been financing tiny houses in New Zealand.   

 

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